Read beyond the declarations.
Insurance 102 · Policy depth
Go beyond coverage labels. Work with identified policy-form excerpts, trace grants through definitions and exclusions, and see how conditions, limits, and changed facts alter the answer.
About the course.
Insurance 102 puts the policy language on screen. We read the actual provision, follow its cross-references, and work the facts that decide whether the promise applies. Cinematic business moments establish the problem; close reading does the technical work.
Instead of stopping at a definition, you will examine where grants narrow, exceptions restore coverage, endorsements change the form, and the client’s documents or dates change the conclusion. The goal is more precise technical judgment: knowing what the form says, what the facts establish, and what still needs to be verified before you advise a commercial client.
New to the field? Insurance 101 builds the program foundation first. Ready to apply policy reading under pressure? Insurance 103 will move into complex scenarios.
Who it’s for.
Commercial producers ready to move from recognizing coverage to interpreting policy language.
What you’ll cover.
- Coverage grants, exclusions, and policy conditions
- How endorsements and coverage layers change the answer
- Submissions, producer E&O, and commercial program design
Inside Insurance 102.
21 planned video lessons. Titles reflect the current curriculum; final video production is still ahead.
- The Anatomy of a Policy
- General Liability — Part 1: The Grant
- General Liability — Part 2: Reading the Exclusions
- General Liability — Part 3: Insureds, Limits and Claim Duties
- General Liability — Part 4: Occurrence vs Claims-Made
- Property — Part 1: Ownership, Value and Coinsurance
- Property — Part 2: Causes of Loss
- Business Income — What the Interruption Costs
- Business Income — Limits, Options and Dependent Properties
- Commercial Auto — Covered Autos and Insured People
- Commercial Auto — Physical Damage, Rentals and Louisiana UM
- Inland Marine — Follow the Property, Read the Promise
- Workers’ Compensation — Benefits and Employers Liability
- Workers’ Compensation — People Across State Lines
- Umbrella and Excess — Part 1: Does It Attach
- Umbrella and Excess — Part 2: What the Upper Layer Promises
- Carrier-Specific Forms — Reading CyberRisk
- Proof Verification — From Requirement to Certificate
- Errors and Omissions — The Producer’s Own Exposure
- The Submission — Build the Underwriter’s File
- Program Design — The Safety Net
Start with the framework now.
While Insurance 102 is being prepared, Total Producer gives you a way to think about trust, value, and the producer’s work. The book is available now and stands on its own; 102 will focus on technical reading of commercial policies.
Explore the book →Make room for
your next step.
Insurance 102 is in development. Enrollment is not open yet.
Join the general Academy update list for now. Course-specific enrollment will open here when available.